Find the best home loan rates from Australia's leading lenders. Compare features, rates, and fees to make the right choice for your financial future.
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| Loan Type | Interest Rate | Loan Amount | Best For | |
|---|---|---|---|---|
| First Home Buyer Loans | 3.50% - 6.50% | $50,000 - $2,000,000 | Special loans designed for first-time home buyers ... | |
| Refinance & Debt Consolidation | 3.25% - 6.25% Best Rate | $100,000 - $5,000,000 | Refinance your existing loan or consolidate debts ... | |
| Investment Property Loans | 4.00% - 7.00% | $100,000 - $10,000,000 | Finance your investment property with competitive ... |
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Our comparison service connects you with multiple lenders, allowing you to compare rates, features, and fees side-by-side. We present you with personalized options based on your financial situation and loan requirements.
Several factors influence your rate including your credit score, loan-to-value ratio, employment status, income, loan amount, and the type of loan you choose. Lenders assess these factors to determine your risk profile.
Even a 0.25% difference in interest rates can save thousands over the life of your loan. Our comparison tool shows potential savings based on different rate scenarios, helping you make informed decisions.
Yes, our comparison service is completely free for borrowers. We're paid commissions by lenders when loans settle, but this doesn't affect the rates or terms offered to you.
Pre-approval can take 1-3 days, while full approval typically takes 2-6 weeks depending on the lender and complexity of your application. We help streamline this process by ensuring your application is complete and accurate.
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Including major banks and specialist lenders