Refinance & Debt Consolidation

Switch to a better rate and consolidate your debts. Save thousands on interest and simplify your finances with one easy payment.

  • Save up to $30,000 over loan life
  • Consolidate all debts into one payment
  • Access equity for renovations
  • Rates from 5.89% p.a.*
Robert K.
Robert K.
Saved $28,000 - Refinanced $650,000
Amanda L.
Amanda L.
Consolidated $45,000 debt
Save Thousands
Consolidate Debts
Access Equity
Quick Process

Why Refinance Your Home Loan?

Lower Interest Rates

Even a 0.25% rate reduction can save you thousands over the life of your loan.

  • Competitive market rates
  • Fixed and variable options
  • Honeymoon rate deals
Debt Consolidation

Combine all your debts into one low-rate home loan payment.

  • Credit cards & personal loans
  • One simple payment
  • Lower overall interest

When Should You Refinance?

Consider refinancing if:
  • Your current rate is 0.5% or more above market rates
  • You have high-interest debt to consolidate
  • You want to access equity for renovations or investments
  • Your loan features don't meet your current needs
  • You're paying LMI and now have 20% equity

Refinance Savings Calculator